Trip Insurance
Trip Cancellation Insurance for those participating in the Tour of Georgia in included in the registration fee. The Insurance plan is administered through C&F Travel Insurance International.
Your Trip Insurance Package has two parts:
1) Cancel For Any Reason (CFAR): This option allows you to cancel your child's participation in the trip for any reason within 72 hours of the trip's departure date. The policy will provide up to 75% reimbursement of your fees using this option.
2) Trip Cancellation/Trip Interruption Coverage
The trip insurance issued by Travel Insured would reimburse your non-refundable trip expenses (registration fee) in the following situations:
- Your or a Family Member’s death, which occurs before departure on Your Trip;
- Your or a Family Member’s covered Sickness or Injury, which:
a) occurs before departure on Your Trip,
b) requires Medical Treatment at the time of cancellation resulting in medically imposed restrictions, as certified by a Legally Qualified Physician, and
c) and prevents Your participation in the Trip;
In the case of illness, you will have to provide a doctor’s note to the insurance company as part of your claim.
- Your primary place of residence or destination being rendered uninhabitable by fire, flood, burglary or other Natural Disaster. Note: Benefits are not payable if a storm, snow storm, blizzard or hurricane is named on or before the Effective Date of Your Trip Cancellation coverage;
- Your being directly involved in a traffic accident, substantiated by a police report, while en route to Your scheduled point of departure;
- felonious assault of You within 10 days of the Scheduled Departure Date;
- involuntary employer termination or layoff affecting You. Employment must have been with the same employer for at least 1 continuous year.
Cancellations made within 72 hours of trip departure using this coverage will reimburse up to 100% of your fees using this option.
Requirements to Make a Claim
- To make a claim, your registration must be paid in full.
- All cancellations must be reported to the Georgia Center for Civic Engagement staff in writing within 72 hours of the event causing the need to cancel. If the event delays the reporting of the cancellation beyond the 72 hours, the event should be reported as soon as possible. All other delays of reporting beyond 72 hours will result in reduced benefit payments.
Claim Process:
- Provide written notification of cancellation to the Georgia Center for Civic Engagement within 72 hours of the event: Trip Cancellation Request
- Receive from the Georgia Center for Civic Engagement necessary forms (registration/payment confirmation/receipt, claim form, etc.) along with policy number.
- Submit the required documentation to the insurance company to initiate the claim. At this point, you will follow their claim process.
